The 20 states where people are having the most trouble paying for their homes

2 hours ago 4

People walking in New Orleans, Louisiana.

Louisiana is third among states with the highest increase in delinquent mortgages. Cavan-Images/Shutterstock

In recent years, the economy hasn't been kind to homeowners and those looking to buy.

Many potential buyers simply can't afford to buy a home, with the average 30-year mortgage rate over 6%. For the people who bite the bullet on a home loan, other costs are waiting. From property taxes and insurance to repair costs, Americans — some of whom face more challenging job markets — are paying more in home expenses than a simple monthly mortgage payment.

Whatever the reasons, some homeowners are failing to pay their mortgage payments on time. When a payment is at least 30 days late, it's reported to the credit bureaus as delinquent.

A WalletHub study released this month ranked the 50 US states by where delinquent mortgages increased the most from Q4 2025 to Q1 2026.

It identified each state's share of the average number of delinquent loans in the first quarter of 2026 — that is, the state's mortgage delinquency rate — and calculated how much the number of delinquent mortgages changed from the previous quarter. The study used data collected in April from WalletHub's own database.

Some states saw decreases in delinquent mortgages from the end of 2025 to the beginning of 2026, with Wyoming the only state to record a double-digit decrease, at 14.41%. Nebraska and Mississippi followed, with decreases of 7.88% and 4.27%, respectively.

Most states weren't as lucky, however, and reported increases in delinquent mortgages.

See the 20 states with the highest mortgage delinquency increases, per WalletHub's study.

20. South Carolina

Aerial view of Charleston, South Carolina.

Charleston, South Carolina. Grindstone Media Group/Shutterstock

Mortgage delinquency rate in Q1 2026: 10.38%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 1.63%

19. Alaska

Aerial view of Anchorage, Alaska, at sunset.

Anchorage, Alaska. Jacob Boomsma/Shutterstock

Mortgage delinquency rate in Q1 2026: 6.00%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 1.94%

18. Alabama

Buildings in Birmingham, Alabama.

Birmingham, Alabama. Sean Pavone/Shutterstock

Mortgage delinquency rate in Q1 2026: 10.85%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.04%

17. Nevada

Illuminated buildings in Las Vegas, Nevada.

Las Vegas, Nevada. Old Town Tourist/Shutterstock

Mortgage delinquency rate in Q1 2026: 5.81%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.07%

16. Tennessee

Buildings in Nashville, Tennessee.

Nashville, Tennessee. James Andrews1/Shutterstock

Mortgage delinquency rate in Q1 2026: 9.21%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.08%

15. Oregon

Buildings in Portland, Oregon.

Portland, Oregon. Grindstone Media Group/Shutterstock

Mortgage delinquency rate in Q1 2026: 4.95%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.09%

14. Illinois

Buildings in Chicago, Illinois.

Chicago, Illinois. Nejdet Duzen/Shutterstock

Mortgage delinquency rate in Q1 2026: 6.97%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.37%

13. California

Bridge and buildings in Sacramento, California.

Sacramento, California. NorthSky Films/Shutterstock

Mortgage delinquency rate in Q1 2026: 4.81%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.53%

12. Rhode Island

Buildings in Providence, Rhode Island.

Providence, Rhode Island. Veroniksha/Shutterstock

Mortgage delinquency rate in Q1 2026: 7.34%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.55%

11. North Carolina

Trees and buildings in Charlotte, North Carolina.

Charlotte, North Carolina. f11photo/Shutterstock

Mortgage delinquency rate in Q1 2026: 8.57%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.70%

10. Idaho

Buildings in Boise, Idaho.

Boise, Idaho. Sean Pavone/Shutterstock

Mortgage delinquency rate in Q1 2026: 6.12%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.83%

9. Texas

Buildings in Dallas, Texas.

Dallas, Texas. Sean Pavone/Shutterstock

Mortgage delinquency rate in Q1 2026: 9.44%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.97%

8. Colorado

Buildings in Denver, Colorado.

Denver, Colorado. f11photo/Shutterstock

Mortgage delinquency rate in Q1 2026: 5.02%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 3.29%

7. New Hampshire

Aerial view of Concord, New Hampshire.

Concord, New Hampshire. Wangkun Jia/Shutterstock

Mortgage delinquency rate in Q1 2026: 6.25%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 3.30%

6. Connecticut

Buildings in Hartford, Connecticut.

Hartford, Connecticut. FilmRAW/Shutterstock

Mortgage delinquency rate in Q1 2026: 8.00%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 3.38%

5. Montana

Baseball field in Billings, Montana.

Billings, Montana. JWCohen/Shutterstock

Mortgage delinquency rate in Q1 2026: 5.33%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 3.71%

4. Florida

Buildings in Orlando, Florida.

Orlando Florida. ByDroneVideos/Shutterstock

Mortgage delinquency rate in Q1 2026: 7.05%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 3.87%

3. Louisiana

Buildings in New Orleans, Louisiana.

New Orleans, Louisiana. Sean Pavone/Shutterstock

Mortgage delinquency rate in Q1 2026: 14.33%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 4.40%

2. Delaware

Street view of buildings in Wilmington, Delaware.

Wilmington, Delaware. JHVEPhoto/Shutterstock

Mortgage delinquency rate in Q1 2026: 8.35%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 6.92%

1. Vermont

Burlington, Vermont coast.

Burlington, Vermont. Frame Craft 8/Shutterstock

Mortgage delinquency rate in Q1 2026: 5.81%

Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 12.32%

Read next

James LaForge

James LaForge is a Life Fellow on Business Insider's Editorial Partnerships team. He previously wrote for New Jersey Monthly Magazine, covering lifestyle and culture content. He graduated from Ramapo College of New Jersey in 2024 with a Bachelor of Arts in Communication Arts.

Read Entire Article
  1. Homepage
  2. Politics
  3. The 20 states where people are having the most trouble paying for their homes

Related

'The Mandalorian and Grogu' was a box-office disappointment. Disney's TV strategy is to blame.

'The Mandalorian and Grogu' was a box-office disappointment....

1 hour ago 3
Donald Trump Jr. and Bettina Anderson are married. Here's a timeline of their relationship.

Donald Trump Jr. and Bettina Anderson are married. Here's a ...

1 hour ago 3
Read the Dropbox memos about CEO Drew Houston's plan to train his replacement and step down

Read the Dropbox memos about CEO Drew Houston's plan to trai...

1 hour ago 4
My son is coming home for the summer after his first year at college. I'm nervous because I'll be reinforcing all my house rules.

My son is coming home for the summer after his first year at...

2 hours ago 1
I went to grad school at 44 and didn't want to take on student loan debt. Thanks to my side hustle, I graduated debt-free.

I went to grad school at 44 and didn't want to take on stude...

2 hours ago 1
I tried all the jarred pasta sauces I could find at Trader Joe's and ranked them from worst to best

I tried all the jarred pasta sauces I could find at Trader J...

3 hours ago 1
My husband lost his wedding ring on our honeymoon. I paid a guy with a metal detector $200 to look for it.

My husband lost his wedding ring on our honeymoon. I paid a ...

3 hours ago 1
Don't use AI when emailing Paul Graham

Don't use AI when emailing Paul Graham

3 hours ago 4
The oldest restaurant in every state

The oldest restaurant in every state

4 hours ago 4
The best and worst looks at the 2026 American Music Awards

The best and worst looks at the 2026 American Music Awards

4 hours ago 2
I upgraded my Amtrak seat to a 23-square-foot roomette by bidding $110. Here's what the 15-hour train ride was like.

I upgraded my Amtrak seat to a 23-square-foot roomette by bi...

5 hours ago 8
I make over $300,000 a year working for Meta in San Francisco and still don't own a car, couch, or TV

I make over $300,000 a year working for Meta in San Francisc...

5 hours ago 9
Breaking down my $306,500 salary in San Francisco

Breaking down my $306,500 salary in San Francisco

5 hours ago 11
WFH is a bigger driver of entry-level job woes than AI, researchers say

WFH is a bigger driver of entry-level job woes than AI, rese...

6 hours ago 10
I moved to Canada for love 10 years ago. It helped me realize which friends were worth keeping — and find new ones.

I moved to Canada for love 10 years ago. It helped me realiz...

6 hours ago 9
Sam Altman says he's 'delighted to be wrong' about AI destroying white-collar jobs

Sam Altman says he's 'delighted to be wrong' about AI destro...

6 hours ago 12
See inside Marble House, Alva Vanderbilt Belmont's 140,000-square-foot Newport mansion that appears in 'The Gilded Age'

See inside Marble House, Alva Vanderbilt Belmont's 140,000-s...

6 hours ago 10
Why Maine's blueberry farmers are losing millions

Why Maine's blueberry farmers are losing millions

6 hours ago 11
'Big Short' investor Michael Burry sounds the alarm on Nvidia stock and AI 'tokenmaxxing'

'Big Short' investor Michael Burry sounds the alarm on Nvidi...

6 hours ago 11
The hot new AI job every grad should get into, according to an AI chief product officer

The hot new AI job every grad should get into, according to ...

6 hours ago 10
8000hoki online hokikilat online
1000hoki online 5000hoki online
7000hoki online 9000hoki online
800hoki download slot games 2000hoki download slot games
4000hoki download slot games 6000hoki download slot games

Trending

Popular

World Cup fans to pay train fares of $150 for the round-trip to MetLife Stadium — when it usually costs $12.90

World Cup fans to pay train fares of $150 for the round-trip...

1 month ago 1798
When I moved abroad, I left my parents behind in Mexico. I didn't expect our relationship to change so dramatically.

When I moved abroad, I left my parents behind in Mexico. I d...

1 month ago 1387
Rayakan Ramadan, Nutella Ajak Keluarga Indonesia Berbagi Resep dan Berkah

Rayakan Ramadan, Nutella Ajak Keluarga Indonesia Berbagi Res...

3 months ago 413
Dell is rolling out a new sales pay structure. Some employees worry it'll slash their income.

Dell is rolling out a new sales pay structure. Some employee...

3 months ago 408
8 relationship ground rules celebrity couples swear by

8 relationship ground rules celebrity couples swear by

3 months ago 401
Harry Styles 2026 tour: Dates, venues, and where to buy tickets

Harry Styles 2026 tour: Dates, venues, and where to buy tick...

3 months ago 289
Sikapi Perang AS-Israel dengan Iran, Kemenhaj Siapkan Skenario Haji 2026

Sikapi Perang AS-Israel dengan Iran, Kemenhaj Siapkan Skenar...

2 months ago 275
DoorDash's CEO says he's got an edge on Amazon in groceries

DoorDash's CEO says he's got an edge on Amazon in groceries

3 months ago 230
My fiancée and I live with my parents in a New York City apartment. It's helped us save money and open a business.

My fiancée and I live with my parents in a New York City apa...

1 month ago 198
When my kids got their first phones at 10, I made them sign a physical contract. They're teenagers now, and it's still binding.

When my kids got their first phones at 10, I made them sign ...

1 month ago 183
Sengatan Lebah Iran Melawan Taktik Kilat Amerika

Sengatan Lebah Iran Melawan Taktik Kilat Amerika

3 months ago 164
An internal Google project is trying to supercharge employees with AI. Codename: Project EAT.

An internal Google project is trying to supercharge employee...

3 months ago 159
The founder of First Brands, whose bankruptcy rattled Wall Street, charged in multibillion-dollar fraud

The founder of First Brands, whose bankruptcy rattled Wall S...

3 months ago 150
Why Ukraine's drone defense playbook may not fully translate for countries facing Iranian threats in the Middle East

Why Ukraine's drone defense playbook may not fully translate...

1 month ago 130
Luigi Mangione judge rules out the death penalty in case over shooting murder of UnitedHealthcare CEO

Luigi Mangione judge rules out the death penalty in case ove...

3 months ago 126
Starbucks says it has cracked its comeback. The COO, charged with executing the strategy, explains what's coming next.

Starbucks says it has cracked its comeback. The COO, charged...

3 months ago 120
Men swear by Le Labo fragrances. Here are their 5 favorite scents.

Men swear by Le Labo fragrances. Here are their 5 favorite s...

3 months ago 118
White House pushes ahead on Golden Fleet and the new Trump-class battleship with a request for billions of dollars for shipbuilding

White House pushes ahead on Golden Fleet and the new Trump-c...

1 month ago 113
The 13 college majors with the highest unemployment

The 13 college majors with the highest unemployment

3 months ago 110
Bill Ackman's hedge fund reveals big stake in Meta — 'one of the clearest beneficiaries of AI integration'

Bill Ackman's hedge fund reveals big stake in Meta — 'one of...

3 months ago 103
8000hoki online hokikilat online
1000hoki online 5000hoki online
7000hoki online 9000hoki online
800hoki download slot games 2000hoki download slot games
4000hoki download slot games 6000hoki download slot games
About Us · Contact Us · Terms & Conditions ·

© gudangliputan.com 2026. All rights are reserved

| Opini Rakyat Politico | | |